3 Kids and Us

Two Things You Should Only Buy Online

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Shopping online has now become the preferred way to shop for many parts of the world. Some products however, lend themselves better to shopping online. Here are two that take ideal advantage of the online benefits.

Hampers / Gift Baskets

In the world of corporate gift giving, the more thoughtful the gift, the better your chances of getting your contract renewed. This may be an exaggeration but what is true is that corporate gift-gifting is expected and beloved.  So businesses have to fit it into their schedules and budgets around holidays and special occasions. Many have learned that shopping for their hampers online provides some amazing benefits. Here are a few.

Saves Time – Everyone’s busy these days so having an ability to order something so great as an amazing hamper from the comfort of your desk without having to go through the hassle of driving somewhere, having to park, get there before closing time, and then potentially having to wrestle with other shoppers for whatever is left (especially during the holiday season), is more than welcome. And the ordering time to select and order a hamper online is usually less than ten minutes.

Choice – Wherever you retail shop will be limited by the selection they have on the floor or some limited custom ordering. When you shop online however there are endless combination you can put together. These can include hard to locate or unique items. You can find the style or theme you want or create it when shopping online.

Saves Money – Shopping for Hampers online allows you to comparison shop and decide exactly where you will buy. No need to run around town when you can do this form the privacy of your home or office. Also when shopping at an online hamper company like the Hamper Emporium reviews about the company’s products allows you to not make a bad purchase.

Meat

Meat is becoming a very popular online product and with good reason. As people begin to discover they can get the types, cut and quality delivered right to their homes and sometimes for prices lower than their neighborhood butcher many find it hard to show any other way. Here and some of the benefits of shopping for meat online.

The Widest Range of Meats – When you buy meat online you will have a much wider range of produce compared to the typical supermarket. Online retailers in addition to always having the type of meat you want in stock also have game meats, such as pheasant, rabbit, turkey, duck, and goose. And many of their meats come already seasoned so you only have toss them into the oven.

Only High Quality Meat – Online butchers stock only the best quality meat and seafood. These shops carefully source their products from the best suppliers and the best part is, they always have what you want in stock.

The Meat is Fresher – When you buy meat from a supermarket it goes from the butcher’s warehouse to the supermarket’s warehouse to the supermarket where it sits for days before you buy it. When you buy meat online, it goes from the butcher to your home. So the meat will always be fresher when you purchase it online.

How to Make Money From Photography

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There are lots of different hobbies which people have managed to turn into a successful career and one which we are going to take a look at today is photography. It is pretty rare that you will find anyone working in the field of professional photography who does not love what they do, something that cannot be said for many professions out there.

One person that I know who is a professional photographer and a photography fanboy is my buddy Joshua Manocherian, I have envied him for years as he has made his way through the photography world, doing what he loves and making a decent salary along the way. Let’s take a look then at just some of the ways that people can make a living from their love of photography.

Weddings and Events

There is a lot of money in wedding and event photography and people are will to part with quite a chunk of cash to have their special moments captured. Wedding photography in particular is something that many photographers will specialize in and it is a great business because there are always people getting married. When it comes to events, businesses fro example love to have their big days captured and again, are willing to pay top dollar for a professional photographer to spend the day at their event, capturing great moments.

Teaching

There are many photographers who are making a good living from inspiring others and teaching amateurs how to take better photographs. This can be done in a number of ways, some like to give classes in person and charge by the hour, others will give classes across the internet for a fee and some will upload tutorial videos to video sites like YouTube. Those who use a video sharing site can make excellent money from advertising revenues should there videos rack up a high number of views.

Selling Photos

The real money for any professional photographer is in the selling of their photos to newspapers and magazines. There are indeed many photographers who have a great skill in a particular field of photography, nature, sport, people etc. who have struck up great relationships with a variety of magazines and used this to make a great amount of money from regularly selling shots to them. Publications much prefer to pay for freelance photographers rather than hiring their own full time and this gives many the chance to make a great income from selling their snaps.

Blogging

Blogs present many with the opportunity to make great money from advertising once they are receiving plenty of traffic to their site. It is always recommended that a blog should be about a niche topic and photography certainly ticks that box. Photography sites that seek to build a community, show off excellent photographs and include tutorials or guides can become very popular indeed. Blog owners can use this popularity to sell products, make money from affiliates or even earn money from renting out ad space on the website.

Starting Out on the Right Road: Teaching your Kids to Be Savvy with Money

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Is your teenager already showing signs of money irresponsibility? Maybe you should have taught them about finances when they were little kids. Don’t worry, though. Money experts say it’s not too late to teach your kids how to build a budget. In the interest of happy families and easier money management, we’re pleased to present the following advice about how and when to teach youngsters ways to be savvy with their cash.

Age-appropriate money lessons

There are perfect ages to teach your kids certain concepts about cash. Between the ages of two and three is a great time to begin giving toddlers a rudimentary explanation about money. A senior research scientist at Yale, Dorothy Singer, says that very young kids are not quite ready to grasp the value of money but can learn the names of coins. Start with a fun identification game. Supervise kids as they trace around coins of different denominations. Color in the shapes and talk about the name of each coin. Explain how a dime, although smaller than a nickel, is worth more. They won’t get the idea of “worth” until they’re somewhat older, but it’s a good place to start. Set up a “store” in the game room and let kids exchange play money for empty cereal boxes and other grocery items, says Parents magazine.

Youngsters aged four and five are ready to handle a bit more money information. Let them use child-safe scissors to clip coupons before grocery shopping day. Six- and seven-year-olds may be old enough to receive a small weekly allowance. Open a bank savings account in their name, and teach your child the joy of tucking away some money every week. Spend some, share some, and save a little extra for a special future purchase.

Save for a reasonable goal

When your child wants a new toy, let them save money toward the purchase and offer to meet them halfway. Choosing a goal that can be attained within a few weeks sets your kid up for success. Say your child has a $10 toy in mind. If they save half of a $2 weekly allowance, they can amass their half of the price in five weeks. Match their five, buy the toy and let your child feel proud that they made a financial goal and reached it. This small act may improve your kid’s money management skills for the rest of their life, say money pros at Forbes magazine.

Set a good example

If your own money skills have been lax, don’t hesitate to consult with a credit counselor who may help you get back on the right track. Check here to learn more about credit card consolidation and other savvy ways to put your money life back together.

Kids who learn how to handle money at a young age tend to be smarter consumers as adults. Show your little ones how to spend, save, and share.

The Building Blocks of Financial Success: Teaching your Kids How to Handle Credit

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Choosing the right ways to prepare your teen for the financial responsibilities of adulthood can be daunting. Yet studies show that children who are taught strong financial habits while they’re still young are more likely to grow up to be savvy with their money.

A crucial part of learning financial independence is building good credit. Your teen’s credit score could be what helps them qualify for loans, better interest rates, auto insurance, rental applications, and even some types of employment.

There are plenty of tricks and tactics you can try, but in reality building up your teen’s credit is all about teaching them to be responsible with their money. When they learn financial responsibility, the result is that they’ll start building good credit.

Here are some tips for teaching your kids to handle credit wisely.

Add Your Teen as an Authorized User

Add your young adult as an authorized user on your credit card. Teach them about spending and payment responsibilities. Explain the charges on your credit card statement and add up the amounts they’ve accrued on your credit card account.

It’s normal for some teens to go crazy with spending the first time they get a credit card, but they need to understand the importance of repaying what they spend. Help them find positive ways to pay off the amounts they spend.

Choose the Right Card

If your teen has been responsible with spending and repaying the debts incurred as an authorized user on your credit card, encourage them to apply for a card of their own. Compare the different types of credit cards available and choose the right one to suit your young adult’s needs.

Check things like fees, interest charges, rewards programs, and other options. In some cases, a student credit card can be ideal. In other cases, it may be wise to choose a credit card with a low annual fee that offers interest-free days on purchases.

Avoid Temptation

Even teens can be inundated with credit card offers from banks, so it’s important to explain the importance of choosing the right card. Your teen also needs to realize that it’s not wise to accept all of those offers that come in from the banks.

Too many inquiries showing on a credit report can cause your teen’s credit score to suffer. No matter how many offers arrive from the bank, encourage your teen to avoid the temptation to sign up for all of them.

If your young adult has already succumbed to the bank’s offers and accumulated some debts, you could check here for ways to help them get their finances back under control.

Teach Responsible Card Management

Let your teen know it’s okay to use the credit card for small purchases, as this can help build up their credit. Small recurring expenses are also okay to put onto the credit card, such as Netflix subscriptions or groceries. However, you also need to explain the importance of repaying the amounts spent in full each month.

When it’s time for your teen to apply for student loans or other forms of credit, having a credit card statement showing no late payments goes a long way to establishing their level of financial responsibility.

Great Suggestions For Making Some Side Cash

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Have you been wanting to save up for that special event or special gadget you’ve had your eye on? Wanting to go off on an extra holiday this year but it’s not in the usual budget? Wanting to just be able to splash out a bit at the weekend on some new shoes but can’t justify the cost? Why not put your spare time to work and start making money by doing not much at all! Check out some of the great tips below to start making some extra money on the side!

Recycling Stuff

Think about that stuff around your house that is just collecting dust or is getting in the way. Is there anything there that could be a potential moneymaker? Things like old DVD’s and CD’s, books, games, even clothes and other bits and bobs that no longer have a use. Go through your old film collections and see if there is a potential goldmine in there. In particular old era Disney VHS go for a fair amount of money online these days – with some of them going for potentially hundreds if they’re unwrapped and still in mint condition. Mobile phones are another great option for recycling, with the higher prices going for more recent makes and models – but if you’re that person who has kept every phone since 1990 when you’ve upgraded, you could be sitting on a fair bit of money.

Rent out Parking

Are you living in an area where people would give their eye teeth for a parking spot they didn’t have to battle for or get up at the crack of dawn for? Are you frequently away or perhaps you work during the day and don’t need your spot between business hours when someone else could utilise it. This is a potential high earner depending where you live. Some places in extremely desirable places go for thousands a month. There’s even been reports of a parking spot in central St Ives, Cornwall going for £50,000 a year!

Tutoring

This is a great one for anyone who has any kind of specialist knowledge in a subject or for people who even just speak English as a first language. Many people don’t mind if their English teacher doesn’t possess a degree as long as they’re a native speaker. This can work for anyone that doesn’t mind conversational teaching – as in, just chatting with people by Skype who are happy to pick up the odd conversational lesson. You could even start your own group chat and get a couple of students to do group calls with people from around the world to practice together, all for a bit of side money!

Playing Casino Games Online

With so many different online casinos out there these days, it can be a bit daunting to find the perfect one for you. Choosing the casino with the best bonus program can be tricky, but it doesn’t have to be. Of course you want the best casino with the highest payouts and the best potential of winning, and no deposit casinos offer some great welcome bonuses allowing you to play right now without having to sacrifice or bet any of your own money at all!

So there you have a couple of great ways to make some quick side money without having to spend tons of time picking up a second job. Get started today and get those savings plump up so you can start enjoying your cash now!

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We left our home in Sydney, Australia many moons ago in May 2012 and, other than a brief stint back in Perth for Christmas and a wedding in early 2014, we have been travelling the world nomadically ever since, running a business from our laptops and we’re here to show you how to do it!